PayCapsule-Flex – Wearable Secure-Element Based Payment and Authentication

OTI’s PayCapsule-Flex is a NFC contactless, waterproof, secure wearable technology, that stores payment information along with personal identification used for making authenticated and secured transactions. PayCapsule-Flex can be encapsulated into nearly any fashionable garment or wearable accessory, such as jewelry, sportsware, fitness bracelets, and watchbands.

PayCapsule-Flex authenticates an individual’s identity that can then be used for various applications such as smart-home access, computing, gift and loyalty programs, and secure NFC payments.

PayCapsule-Flex turns consumer gadgets, fashion accessories, and clothing garments into technologically advanced contactless payment devices

A contactless payment wallet built into your existing fashion garment or wearable accessory

The PayCapsule-Flex is a contactless, waterproof secure element that can become your credit card or your ID card, and can be built into your fashion garment or wearable accessory. The device is small enough to fit into a wristband, a shirt cuff or even a jewelry ring. The PayCapsule-Flex offers great flexibility and can be used to authenticate identify and make payments wherever contactless payments are accepted.

OTI paycapsule-flex


  • NFC based
  • Visa® and MasterCard® compatible
  • Compatible with debit, credit, e-purse applications
  • Ideal for loyalty and e-coupon programs
  • Supporting open and close loop payments
  • Washable
  • Flexible and bendable material
  • Compatible with stylish indoor and robust outdoor clothing
  • Protected secure element
  • Secure access and initial setup using custom adapter
  • Stable with superior RF performance
  • Energy harvesting – no battery required

Supported Applications: All trademarks are the property of their respective owners.

payments certified


Feature Specification
RF Interface RF Carrier Frequency 13.56 MHz

ISO/IEC 14443 A and Mifare compliance

Secure Element OS and Protocols Java OS NXP JCOP V3
GlobalPlatform V2.2.1
JavaCard 3.0.4
Environment Characteristics Operating temperature: -20°C to 70°C
Storage temperature: -20°C to 70°C
Operating humidity: 5% – 85% RH at +40°C

Standards Compliance

OTI standards compliancy ISO 2015